How to Afford Adoption

Afford adoption, building your adoption plan

LightStream’s Adoption Loans

Lifetime doesn’t believe that a lack of finances should keep you from your dream of adopting a baby. Yet, we realize that the cost of adoption is a barrier for many couples. An adoption loan is a practical solution to help make your adoption affordable.

LightStream’s adoption loans make it possible for you to realize your dream of adopting a baby or child. You can pay for any aspect of your adoption with a LightStream loan. The loan may be used to pay adoption professionals, to prepare your baby’s nursery, for adoption travel, and to cover the costs of printing your adoption profile.

We’re eager to share about LightStream’s affordable solution for couples hoping to adopt.


Here are the details about LightStream’s Adoption Loan:

  • Loan amounts from $5,000 and up to $100,000
  • Low fixed rates
  • No loan origination fee
  • No late fees
  • Unsecured loan (you don’t need to use your home or other valuable assets as collateral)
  • Flexible terms
  • Simple online loan process from your application to loan funding
  • No prepayment fees (If you pay off your loan early, you won’t incur any additional fees.)

Apply for a LightStream Adoption Loan here: LightStream.com/Lifetime-Adoption.

LightStream wants to secure you a low-interest rate. To do so, they will beat an interest rate (APR) presented by any other lender by .10 percentage points. The other lender’s rate must meet the terms and conditions described here. You can learn more about their “rate beat” program, by watching this video.

Visit LightStream.com to apply today!

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.



Lifetime Adoption Florida Seal of ApprovalLifetime Adoption, Inc.
is a Licensed Florida Child
Placing Agency.

(License #100084254)



Lifetime Adoption California Seal of ApprovalLifetime Adoption is registered with the State of California under the provisions of the Registry of California Adoption Facilitators. (CA Family Code Section 8632.5)

Small Women Owned Business


Lifetime Adoption Center is a
BBB Accredited Business with an A+ rating

Lifetime Adoption Better Business Bureau Accredited Business