A Lightstream Loan Can Help You Afford Adoption

by | Jan 24, 2024 | Adoptive Families Blog

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All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

At Lifetime, we don’t want finances to keep you from being able to adopt. We recognize that the cost of adoption is an obstacle for many families. Luckily, there’s a wonderful resource available to help families offset fees to make adoption more affordable.

An adoption loan through LightStream can make it possible for you to realize your dream of adopting a baby or child. Any hopeful adoptive family looking at how to afford adoption can take advantage of LightStream’s loan; you don’t need to be a Lifetime client.

LightStream loans can be used to pay for any aspect of your adoption process. That means the loan can be used not only to pay adoption professionals but also for things like adoption travel, preparing your baby’s nursery, and profile printing costs.

LightStream has created an affordable solution for families hoping to adopt. Keep reading to get information about their adoption loans, as well as how you can apply!

Here are some details about LightStream’s Adoption Loan:

  • Low fixed rates
  • Loan amounts start at $5,000 and go up to $100,000
  • It’s an unsecured loan (you aren’t required to put up your home or other valuable assets as collateral)
  • Flexible terms 
  • Simple online loan process from your application to loan funding
  • No loan origination fee
  • No late fees
  • No prepayment fees (You won’t have to pay additional fees if you pay off your adoption loan early.)

Apply for a LightStream Loan here: LightStream.com/Lifetime-Adoption.

LightStream wants to make sure you get a low-interest rate. In order to do that, LightStream will beat an interest rate (APR) presented by any other lender by .10 percentage points if the other lender’s rate meets the terms and conditions described on this page. If you’re curious about this “rate beat” program, you can watch this short video, which also talks about what makes LightStream different. 

Reviews of the LightStream Adoption Loan:

“We got approved for our adoption loan with LightStream today, and the funds should be in our account by tomorrow!”

“They have an unbelievable interest rate! We applied and were approved within 24 hours.”

“The loan we received through LightStream was fantastic. Best experience I’ve ever had. Fast, quick, easy. I couldn’t say enough or tell enough people about it. I was amazed how simple it was.”

 

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 Visit LightStream.com to get more information and to apply today!

Mardie Caldwell, C.O.A.P.

Written by Mardie Caldwell, C.O.A.P.

Founder of Lifetime Adoption, adoptive mom, adoption expert, and Certified Open Adoption Practitioner (C.O.A.P).

Since 1986, adoption expert Mardie Caldwell has been dedicated to bringing couples and birth parents together in order to fulfill their dreams.

“Many years ago, I was also searching for a child to adopt. We didn’t know where or how to get started. Through research, determination, and a prayer, our dream of a family became reality. I started with a plan, a notebook, assistance from a caring adoption consultant and a lot of hard work; this was my family I was building. We had a few heartaches along the way, but the pain of not having children was worse!

Within weeks we had three different birth mothers choose us. We were overwhelmed and delighted. Many unsettling events would take place before our adoption would be finalized, many months later. Little did I know that God was training and aligning me for the adoption work I now do today. It is my goal to share with our families the methods and plans which succeed and do not succeed. I believe adoption should be affordable and can be a wonderful “pregnancy” for the adoptive couple.

I have also been on both sides of infertility with the loss of seven pregnancies and then conceiving by new technology, giving birth to a healthy daughter. I have experienced first-hand the emotional pain of infertility and believe my experience allows me to serve your needs better.

It is my hope that for you, the prospective parents, your desire for a child will be fulfilled soon.”

Read More About Mardie Caldwell

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