Help! I Have No Money AND an Unwanted Pregnancy

by | Apr 21, 2015 | Birth Parent Blog

helpThere’s nothing like money problems to stress you out. Add an unwanted pregnancy on top of that, and it can seem like the whole world is crashing down around you. It may feel that way, but you have lots of options when it comes to getting financial help with your pregnancy and choosing the right path for you and your baby.

Fear of the future may have something to do with your stress too. You imagine how hard it is now, and wonder how on earth you’ll be able to support a whole other life when the time comes. If you don’t feel up to the challenge, but still want to give your baby the best chance at a great life, looking into an open adoption might be a good solution to having an unwanted pregnancy in the midst of money problems.


Considering open adoption for your unwanted pregnancy can open the doors to a lot of help for you and your baby. You get the control over choosing the adoptive family, and can decide together how much and what type of contact you have with the child later on. Housing, financial, medical, and even legal help are available to you once you choose to start your adoption plan.

Housing Assistance During Pregnancy

Whether you’re homeless or living in an unsafe environment, there is help for you. Pregnancy coordinators can help you look at all the resources available to you, and decide which one suits your needs.


It does depend on your age, but some of the options for housing help during pregnancy include sharing housing with another pregnant mother, relocating to a different town, maternity housing, and studio apartments.

Help With Living Expenses

It’s not just a roof over your head that keeps you up at night. Other concerns such as food, clothing, and transportation to and from doctor appointments can be major concerns when you are trying to take care of yourself during a pregnancy.


It’s important to keep you and baby healthy and safe, even if it is an unwanted pregnancy. Once you choose an adoptive family, depending on the state, there are certain ways the family can help support you with the cost of rent and other items that qualify. Their attorney will be able to tell them what they can help with and how much they can help.

Prenatal Medical Care

If you haven’t been to the doctor yet for your unwanted pregnancy, now is the time to go. Being pregnant can be a very scary time, and it’s best to have a medical professional check you out and tell you exactly the best ways to take care of you and baby.


If you don’t have medical insurance you can apply for emergency medicaid and get to the doctor right away. To answer some of your immediate questions about health and pregnancy, you can find some great articles at Pregnancy Help Online, or call the pregnancy hotline at 800.923.6784.

Legal Help for Adoption

Adoption is a wonderful choice for women who aren’t ready to have a child, but it does come with some paperwork. Luckily, all of the help you need to get your open adoption completed and find your child a great family is covered.


You don’t have to pay for any legal fees during the open adoption process, and free counseling is available to help you make the decisions that will be best for you and the baby.


You don’t have to do this alone, and not having enough money doesn’t have to be a stress. An unwanted pregnancy might be a stress and a surprise, but health, finances, and shelter don’t have to be.

Mardie Caldwell Certified Open Adoption Practitioner

Written by Mardie Caldwell Certified Open Adoption Practitioner

Mardie Caldwell, C.O.A.P., is nationally recognized as an expert on open adoption. A Certified Open Adoption Practitioner (C.O.A.P.), Caldwell is the founder of Lifetime Adoption Center, established in 1986. She has assisted in over 2,000 successful adoptions and was one of the first adoption professionals on the Internet.

Caldwell’s life work is dedicated to educating and helping birth parents find the right adoptive parents for their child. She spreads the word about modern adoption through speaking appearances, webinars, online resources, and as a podcast show host.

She has written several award-winning books, including So I Was Thinking About Adoption, the first book of its kind. There are many reasons women choose adoption, and this short book is a comprehensive resource to make the best plan for you and your baby. Caldwell wrote So I Was Thinking About Adoption as a handy guide to the details of the adoption process.

Caldwell has made over 150 media appearances, including ABC News, CBS News, Larry King Live, CNN Headline News, NBC’s The Today Show, CNN’s The Campbell Brown Show, NBC News, KGO Newstalk Radio, CNN’s Black in America II, MSNBC, Fox, PBS, BBC, and Dr. Laura.

Read More About Mardie Caldwell

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