Health Insurance for Pregnancy and other Financial Resources

If you’re looking for health insurance for pregnancy, check the types of insurance available in your state. These programs, such as the Children’s Health Insurance Program (CHIP) and state-assisted programs, go by various names.

Government-subsidized insurance programs target individuals in middle-income brackets without health insurance and whose income is too high for no-cost Florida Medicaid or care at Consolidated Health Centers. Your Lifetime Adoption Coordinator can provide additional details.

You can often find this insurance and financial information online. For faster results, call your adoption coordinator for assistance with financial or insurance information. Explore various financial resources available for pregnant women, including health insurance for pregnancy and post-birth counseling.

WIC: Women, Infant and Children Program Eligibility:

• Pregnant women – through pregnancy and up to 6 weeks after birth or after pregnancy ends.
• Breastfeeding women up to the infant’s 1st birthday.
• Non-breastfeeding postpartum women – up to 6 months after the birth of an infant or after pregnancy ends.
• Infants – up to 1st birthday.
• Children – up to their 5th birthday.

WIC Benefits:

• Supplemental nutritious foods.
• Nutrition education and counseling at WIC clinics.
• Screening and referrals to other health, welfare, and social services.

For eligibility requirements and income eligibility guidelines, contact WIC in your area. Most women qualify.

Medicaid:
Medicaid may cover your prenatal care. Medicaid eligibility income limits are increased for pregnant women in all states to provide prenatal care, including necessary HIV treatment. To check expanded eligibility requirements, contact your local or county medical assistance, welfare, or social services office. If you can’t find the number, contact your State Medicaid Office or call (866) 762-2237.

Frequently Asked Questions:

Can an individual receive services if he/she has other health insurance?
Yes.

Is citizenship or legal residency required?
No.

How do I find health care plans I am eligible for?
Medical services are available at public and private clinics, hospitals, and other locations, provided at no cost depending on your income. Medical services, including tests and prescriptions, are provided on an ability-to-pay basis. The Florida Department of Management Services offers various healthcare options; visit myBenefits to determine your eligibility.

If you are pregnant and needing information and referrals about prenatal health care services, the information lines below can help you find the care you need.

Additional Health Care Resources

FLORIDA KIDCARE
Health and dental care for children from birth through age 18 at low to no cost.
1-888-540-KIDS (5437)

HEALTHPLANS 1-855-933-5431
Review plans for which you may be eligible.

HEALTHINSURANCEUSA.ORG – 1-844-530-0266
If facing issues with your health plan, call:

Immigrant Status

Illegal and legal immigrant women: Many low-income pregnant immigrant women work with us but may be reluctant to seek free medical care. It’s essential to share your status with your adoption coordinator to allow them to help with prenatal care and other needs. You are safe, and your status will not be affected. You can still get help.

Counseling:

For counseling, contact Lifetime’s office by calling 1-800-923-6784. You may speak to a counselor by phone, or we can arrange to meet a counselor in person; the choice is yours and is often determined by your location and whether you have other children. Many women with small children choose phone counseling as childcare is often challenging to find.