Lightstream Loans for Adoptions

Lifetime Adoption works with LightStream, a Division of SunTrust Bank, to offer LightStream loans for adoptions specifically for parents who want to adopt.

We encourage you to check out the LightStream Adoption Loan program.

Their adoption loans offer adoption assistance financing programs to make it possible for you to realize your dream of adopting a baby or child. Additionally, you can pay for any aspect of your adoption with a LightStream loan.
For example, the loan may be used to pay adoption professionals, to prepare your baby’s nursery, for adoption travel, and for birth mother expenses.

Details about LightStream’s Adoption Loans:

• Loan amounts from $5,000 and up to $100,000
• Low, fixed rates
• No loan origination fee
• Zero late fees
• Unsecured loan (you don’t need to use your home or other valuable assets as collateral)
• Flexible terms
• Simple online loan process from your application to loan funding
• Prepayment fees are waived (If you pay off your loan early, you won’t incur any additional fees.)

Applying for a LightStream Adoption Loan

LightStream wants to secure you a low-interest rate. Therefore, they will beat any interest rate (APR) presented by any other lender by .10 percentage points. The other lender’s rate must meet the terms and conditions described here.

An adoption loan is a practical solution to help make your adoption affordable. When you adopt a child, there are adoption expenses that arise during the adoption process. Fortunately, there are methods of many types of adoption assistance and adoption benefits, such as adoption tax credits, adoption grants, and more. In reality, however, adoption grants can be limited or hard to get, especially if you are looking for funds at the last minute.  An adoption loan can be a reliable source of funding if needed.

Sometimes, we have worked with potential adoptive parents who tell us “We don’t want to get a loan for adoption.”  They would rather take time filling out grant applications and hoping other means come through than taking a part-time job or applying for a loan.  The reality is that many things in life require us to get help with funding — homes, cars, boats, vacations, even medical expenses such as infertility treatments.  Adoption is no different. 

Apply for your LightStream adoption loan here.

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.