Help! I’m Broke AND Just Found Out I’m Pregnant

by | Aug 25, 2017 | Birth Parent Blog

Help! I'm broke and have an unplanned pregnancy!Nothing causes stress like being broke and having tons of unpaid bills. Add an unplanned pregnancy on top of that, and it might seem like the whole world is coming down on you. If you feel that way, know that you have lots of ways to get financial help with your pregnancy and decide on your pregnancy choices.

You might be trying to imagine how you’ll be able to support a child when the time comes. If you feel like there’s no way you could make it work, but still want to give your baby a great life, learning about modern adoption might be a good idea.

Thinking about modern, open adoption for your unplanned pregnancy opens the doors to lots of help for you and your baby. You have the power to pick your baby’s adoptive family, and then talk together about how much contact you’d like later on. Medical, financial, housing, and legal help are available to you.

Prenatal Care

If you haven’t seen a doctor yet about your pregnancy, now is the time to go. It’s important to have a medical professional check you out and tell you how to take care of you and your growing baby.

If you don’t have medical insurance, we suggest you apply for emergency Medicaid and get to the doctor soon. To answer some of your immediate questions about health and pregnancy, reading pregnancy articles online is a good place to start.

Help With Housing & Living Expenses

You can get help paying for not just your housing, but also food, clothing, and transportation to and from your doctor appointments. It’s important to keep both you and your baby healthy and safe. Once you select an adoptive family, there are ways that they can help you out with rent and other costs that qualify. 

Counseling & Legal Assistance 

If you’re not ready to be a mom, adoption can be a smart choice for women. But, there is a lot of legal paperwork involved. Fortunately, there is no cost to you for any legal fees involved during the open adoption process. Counseling is available for free, as you decide what’s best for you and your baby.


You don’t have to do this all alone, and being broke doesn’t have to be a stress. An unplanned pregnancy might be a stressful shock, but health, finances, and shelter don’t have to be.

Call or text Lifetime with any questions you have about adoption: 1-800-923-6784.

Heidi Keefer
Written by Heidi Keefer

Heidi Keefer is a Content Creator for Lifetime Adoption and has 15 years of experience in the field of adoption. An author of thousands of blog posts over the years, Heidi enjoys finding new ways to educate and captivate Lifetime’s ever-growing list of subscribers.

Heidi has a keen eye for misplaced apostrophes, comma splices, and well-turned sentences, which she has put to good use as a contributor to Lifetime’s award-winning blogs. She has written and published hundreds of adoption articles which explore the various facets of domestic infant adoption today.

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  1. Samadrita

    Hi, I’m broke and 28 weeks along. Please help.

    • Lifetime Adoption

      Hi there,
      We recommend taking the time to look into the resources we shared in this blog post. There are lots of ways to get financial help with your pregnancy and decide on your pregnancy choices.


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